Debit Card Opt-In Form
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. This service saves you the embarrassment and inconvenience of a returned item, a returned item fee, as well as a fee normally merchants may charge you for items returned to them. Our standard overdraft practices are outlined below. We also offer an overdraft link to a savings account, which may be less expensive than our standard overdraft practices. To learn more about these plans, please contact the credit union.