Federal Student Loans & Private Student Loans

Federal Student Loans

Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education.

• Borrow directly from the federal government and have a single contact—your loan servicer—for everything related to repayment.
• Have online access to your Direct Loan account information via your servicer's website.
• Can choose from several repayment plans that are designed to meet the needs of almost any borrower, and you can switch repayment plans if your needs change.

For more information, visit The William D. Ford Federal Direct Loan Program website.

Private Student Loans

The Casco FCU Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

The Smart Option Student Loan features and benefits:

• Competitive Interest Rates
• Borrow up to 100% of school certified education costs (minimum $1,000)
• Multiple in-school repayment options available
• Borrower benefits available – rewards and interest rate reductions
• Rates that reward creditworthy borrowers
• Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
• Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
• 24/7 online account management.
• No prepayment penalty

To learn more or to apply, visit Smart Option Student Loan® by Sallie Mae®.