Free Kasasa Cash® Checking

Get the free checking account that pays! Cash in on really high rates and get refunds on ATM fees, nationwide.*

 

Account Details:

  • 2.00% APY* on balances up to $25,000
  • 2.00% to 0.08% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Can link to high-paying Kasasa Saver account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free mobile banking with mobile deposit capture
  • Free online banking with bill pay
  • Free e-statements
  • Free Visa® debit card
  • Unlimited check writing
  • $50 minimum deposit to open

Here’s how to earn your rewards:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle*:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in e-statements
  • Be enrolled and log into online banking or mobile banking a minimum of 1 time

 

Your account is always free, even if you don't meet your monthly qualifications. You won’t pay a penalty and you can get right back to earning our highest rate the very next month.

 

*APY=Annual Percentage Yield. APY is accurate as of 09/08/2014. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.0%; and (3) balances over $25,000 earn 0.4989% dividend rate on portion of balance over $25,000, resulting in 2.0% - 0.80% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Free Kasasa Cash Back® Checking

With this free Kasasa® checking account you’ll earn cash back on everyday debit card purchases – not just gas and groceries. There’s no minimum balance to earn cash back and we’ll refund your ATM fees, nationwide.*

Account Details:

  • 2% cash back on debit card purchases*
    • No category restrictions on purchases
    • Earn up to $6 cash back per month
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Can link to Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free mobile banking with mobile deposit capture
  • Free online banking with bill pay
  • Free e-statements
  • Free Visa® debit card
  • Unlimited check writing
  • $50 minimum deposit to open

 

Here’s how to earn your rewards:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle*:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in e-statements
  • Be enrolled and log into online banking or mobile banking a minimum of 1 time

Didn’t qualify? Don’t worry! You can qualify the next month and get right back to earning your rewards. You won’t pay a penalty and your account is still free.

*Minimum to open is $50. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Free Kasasa Tunes® Checking

Earn money for music, movies, apps, and more! With a free Kasasa Tunes account, you’ll be reimbursed every month for your iTunes® or Amazon® purchases. Plus, get refunds on ATM fees, nationwide.*

 

Account Details:

  • Earn up to $5 every month in iTunes or Amazon purchases*
  • Earn $10 in iTunes or Amazon purchases at sign up*
  • ATM fee refunds nationwide (up to $25 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free mobile banking with mobile deposit capture
  • Free online banking with bill pay
  • Free e-statements
  • Free Visa® debit card
  • Unlimited check writing
  • $50 minimum deposit to open

Here’s how to earn your rewards:

To earn your rewards, simply do the following activities and transactions in your Kasasa Tunes account each monthly qualification cycle*:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in e-statements
  • Be enrolled and log into online banking or mobile banking a minimum of 1 time

If you don’t qualify for the month, there’s still no monthly service fee and you can get back to earning rewards the next monthly qualification cycle. 

*Minimum to open is $50. You will be refunded up to $10 for iTunes® and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5.00 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Member Free Checking

With Member Free Checking, you get all these benefits:

  • Free Visa® Check Card
  • Pre-approved overdraft protection after 30 days
  • Complimentary starter checks
  • Duplicate check copies
  • No minimum balance requirement
  • No service fees
  • No per-item fees

You also get our online banking services that make managing your accounts easier than ever. Log on anytime to check balances, transfer funds, see canceled checks, and even pay your bills electronically (free if you have direct deposit). You can also access your account by telephone 24 hours a day.

Save yourself excessive fees when you use your Visa® Check Card at one of the 200 cash machines in the SurF® ATM network throughout Maine. Withdraw cash, check balances, or move funds within your accounts with no hassles and no fees.

To find a SurF® ATM location near you, click here.

You can also bank at more than 3,300 locations nationwide with shared branching. Make deposits, transfer or withdraw funds wherever you go. All you need is the name of your credit union, your account number, and a valid government-issued picture ID with your signature. Look for the Credit Union Service logo or pick up a brochure that lists participating credit unions.

Click here for a complete directory of Credit Union Service Centers locations in the US.