Free Kasasa Saver® Account

Link Kasasa Cash or Kasasa Cash Back to a free, high-paying Kasasa Saver account. The rewards you earn each month will be automatically transferred in your savings – so you can build your savings without having to think about it.

 

Account Details:

  • Linked to free Kasasa Cash or Kasasa Cash Back account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • 1.00% APY* on balances up to $50,000
  • 1.00% to 0.67% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • Free mobile banking with mobile deposit capture
  • Free online banking
  • Free e-statements
  • $25 minimum deposit held in saver account

Here’s how to earn your rewards:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle*:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in e-statements
  • Be enrolled and log into online banking

 

That's it! If you don’t qualify in your Kasasa checking account during the month, you’ll still earn our base rate for your savings account. Your account is always free and you can get back to earning our highest rate during the next monthly qualification cycle.

 

Kasasa Cash + Kasasa Saver

*APY=Annual Percentage Yield. APY is accurate as of 09/08/2014. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $25 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle. Qualifying transactions must post and settle to the Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $50,000 in Kasasa Saver earn 0.4989%dividend rate on portion of balance over $50,000, resulting in 1.0 – 0.67% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

 

Kasasa Cash Back + Kasasa Saver

*APY=Annual Percentage Yield. APY is accurate as of 09/08/2014. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $25 for Kasasa Saver. When monthly qualifications are met, you will receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $50,000 in Kasasa Saver earn 0.4989% dividend rate on portion of balance over $50,000, resulting in 1.0 – 0.67% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

 

Member Savings

Opening a Share Account with Casco Federal Credit Union makes you a part owner of one of the most secure financial institutions in the area. All it takes is a minimum deposit of $25 to begin enjoying the many benefits that come with membership. With Direct Deposit and Payroll Deduction building your share account has never been easier. Dividends are paid monthly and there are no monthly service fees!



Members can access their Share Accounts at any one of over 3700 shared branching locations nationwide. Make deposits, transfer or withdraw funds wherever you go. All you need is the name of your credit union, your account number, and a valid government-issued picture ID with your signature. Look for the Credit Union Service logo or pick up a brochure that lists participating credit unions. Click here for a complete directory of Credit Union Service Centers locations in the US.

You can also access your account at any cash machine in the SurF® ATM network using your free ATM card. There are more than 200 locations throughout Maine, and there's never a fee!

To find a SurF® ATM location near you, click here.

Be prepared for those times when some extra money in your account would be a big help. Casco FCU’s Club Accounts are available at competitive rates to help you put money away for school, retirement, home improvements, vacations, holiday shopping, and more. Funds may be automatically transferred into the club from another Casco FCU account to make saving effortless and convenient. With no monthly service fees, no minimum balance requirements and dividends paid monthly, why not open one today? Speak with a Member Service Representative to find the account that's right for you.

 

Share Accounts and Club Accounts are federally insured up to $250,000.