Share Certificates

Share Certificates

When you think of a "risk-free savings option," it's easy to think of coin jars and hiding money under a mattress somewhere. But there's a better way!

Open a share certificate for risk-free savings on your balance of $500 or more. You'll enjoy competitive earnings at a fixed rate that's higher than our standard savings rates. Simply pick your desired term, and start saving today!

Basics
  • Guaranteed earnings on your balance of $500 or more
  • Risk-free savings option
  • Earn a competitive rate higher than standard savings rates
  • Dividends compound, and are paid monthly
  • Wide range of terms available (6 months to 5 years)
  • Dividends can be reinvested in a share certificate, or transferred to another Casco FCU account
  • No monthly service fee
  • No penalties for withdrawal of dividends earned
  • Penalty applies for early withdrawal of principal amount*
  • NCUA insured up to $250,000
  • $500 minimum deposit to open

*The penalty is equal to 90 days of dividend earnings.