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Tax Advantages* and High Dividends Help You Rest Easier — Today and Tomorrow

It's never too early or too late to save for retirement. An IRA can help make your golden years some of your best years with tax-advantaged* savings. 

Choose between traditional or Roth options, depending on your needs. Either way, you'll enjoy competitive dividends, and no monthly or yearly service fees. Ensure a more secure future, starting today.

  • Enjoy tax advantages* while saving for retirement
  • Two options to choose from, depending on your goals
  • Earn competitive dividends at a higher rate than standard savings
  • No monthly or yearly service fees
  • No setup fees
  • Annual contribution limits apply (see current contribution limits)
  • Additional "catch-up" contribution allowed for members age 50 and better
  • Deduct contributions from your paycheck, checking, or savings
  • Early withdrawal penalties may apply
  • No minimum deposit to open ($500 minimum deposit to open IRA certificates)

Depending on your retirement goals, you may want to open a traditional IRA or a Roth IRA. We can help you find which IRA is right for you — simply contact us or stop by one of our locations for answers to your IRA questions.

Traditional IRA 

This option offers income tax-deferred earnings, and the possibility for income tax-deductible contributions. These tax advantages* make the traditional IRA a powerful tool in creating a balanced, long-term savings plan.

Roth IRA

The Roth IRA offers the possibility of income tax-free distributions*. Not only can a Roth IRA help with retirement needs, it can also help you save for other financial goals. Although it's not for everyone, the Roth IRA gives many members an easy and safe way to prepare for the future.

*Consult a tax advisor.