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Rates Calculator

Add Stability to Your Investment Portfolio with Guaranteed Returns Above Standard Savings

When you think of a "risk-free savings option," filling up coin jars or hiding cash under mattresses may come to mind first. But we have a better way! 

Open a share certificate for risk-free savings on balances of $500 or more. You'll enjoy competitive earnings at a fixed rate that's higher than our standard savings rates. Simply pick your desired term and wait for your payday! Just remember — the longer you wait, the better your rate.

  • Guaranteed earnings on balances of $500 or more
  • Risk-free savings option
  • Earn a competitive rate higher than standard savings rates
  • Receive higher rates by selecting a longer term
  • Dividends compound, and are paid monthly
  • Wide range of terms available (6 months to 5 years)
  • Dividends can be reinvested in a share certificate, or transferred to another Casco FCU account
  • No setup or maintenance fees
  • No penalties for withdrawal of dividends earned
  • Penalty applies for early withdrawal of principal amount*
  • NCUA insured up to $250,000
  • $500 minimum deposit to open

*The penalty is equal to 365 days of dividend earnings.