Can You Spot the Signs of a Scam?

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Your account security and privacy is our top priority here at Casco FCU. If you get a suspicious call, hang up and call your credit union after verifying the number. DO NOT HIT REDIAL. If you are uncertain if a communication you received is legitimate, call Casco FCU directly at (207) 839-5588. Or stop by a branch to chat in person.

CAN YOU SPOT THE SIGNS OF A SCAM?

FEAR: If someone is claiming to be an authority figure and wants you to act fast to prevent something drastic from happening, it’s most likely a scam.

FREEBIES: No one gives away money for free. If something sounds too good to be true, it probably is.

UNUSUAL PAYMENT MTHODS: Any time anyone suggests payment in the form of a pre-paid gift card or asks you to wire money or send by courier, don’t do it!

SECRETS: If you are asked to do something out of the ordinary and keep it a secret, it is absolutely worth confiding in someone you trust before you take any action.

CASCO FCU WON‘T CALL YOU FOR:

  • Online banking information

    Passwords

    Social Security Numbers

    Mother’s maiden name

    Address

    Phone number

    Other private personal information

PREVENT FRAUD FROM IMPACTING YOU:

  • Never open attachments or click on links in texts or emails claiming to be from your credit union.

  • Always use caution when making transactions to individuals you haven’t met in person.

  • Never share personal information - including financial accounts - with anyone.

  • Create strong and unique passwords. A strong password serves as the first line of defense against unauthorized access. Follow these guidelines to fortify your passwords:

    • Length and complexity: Use upper and lowercase letters, numbers, and special characters. Aim for at least eight characters, but longer passwords are even better.

    • Avoid common patterns: Steer clear of easily guessable information like your name, birth date, or consecutive numbers.

    • Unique passwords for each account: Use a different password for each online account to prevent a single security breach from compromising multiple accounts.

  • Enable Two-Factor Authentication (2FA): Two-Factor Authentication provides an extra layer of security by requiring an additional verification step beyond your password. Enable 2FA whenever possible, as it reduces the risk of unauthorized access. This commonly involves entering a unique code sent to your mobile device or using a biometric verification method like fingerprint or facial recognition.

  • Stay Updated: Keep Software and Devices Secure: Regularly updating your devices, operating systems, and software is vital for maintaining robust security. Updates often include essential patches and fixes that address known vulnerabilities. Follow these practices:

    • Enable automatic updates: Enable automatic updates on your devices and software so they are always up to date with the latest security patches and enhancements.

    • Keep antivirus and anti-malware software up to date: Install reputable security software and regularly update virus definitions to defend against the latest threats.

    • Be cautious of downloads: Only download files from trusted sources and avoid opening attachments or clocking links from unknown or suspicious sources.

  • Exercise Caution with Emails and Phishing Attempts: Phishing emails remain a prevalent method for cybercriminals to trick unsuspecting individuals into revealing sensitive information. Protect yourself from phishing attempts:

    • Verify sender authenticity: Check the sender’s email address for any discrepancies or signs of spoofing.

    • Think before you click: Avoid clicking on suspicious links or downloading attachments from unknown or untrustworthy sources.

    • Be wary of urgent or unexpected requests: Genuine institutions rarely ask for sensitive information or login credentials via email. If in doubt, contact the organization using official contact details to verify the request.

Wendy Bowen