Member Savings
Member Savings
This free Savings Account gives you more than competitive dividends on your entire balance. Open this account and you can enjoy all the benefits of membership at Casco FCU.
Set Aside a Little Today to Enjoy Benefits That Will Last a Lifetime
Enjoy all the benefits of membership
Including lower rates on loans, higher rates on savings, and more
No monthly service fees
Earns competitive dividends monthly
Details
Makes you a member of Casco Federal Credit Union
Enjoy all of the benefits of membership, including:
Lower rates on loans
Higher rates on savings
And more
Earns competitive dividends on entire balance (paid monthly)
No monthly service fees
No minimum balance requirements
Free Online Banking
Free e-Statements
Free Telephone Banking
$25 minimum deposit to open
Business Savings
We also offer our Personal Savings Accounts to businesses. Tell us about the needs of your business, and we can help place you in the right account. Contact us or visit us today.
Money Market Accounts
Give yourself some extra saving incentive. Our Money Market Account rewards higher balances with higher dividend rates — without tying up funds in long-term investments.
Let Us Reward Your Saving Success with Better Rates for Bigger Balances
Pays competitive, tiered rates on balances of $2,000 or more
Enjoy enhanced access to your funds
Up to six free withdrawals per month
Details
Maximize earnings on your average daily balance of $2,000 or more
Earn competitive, tiered dividends
The higher your balance, the higher your rate!
Enhanced access to your funds*
Up to 6 withdrawals per month (of at least $500)
No monthly service fee
Free Online Banking
Free e-Statements
Free Telephone Banking
$2,000 minimum balance required
*Withdrawals must be a minimum of $500, limited to six per month. No automatic transfers of loan advances allowed. Minimum balance of $2,000 required to obtain the disclosed Annual Percentage Yield. No dividends will be paid if the average daily balance falls below $2,000. Money Market Accounts are subject to account service fees as listed in our account service fee schedule.
Club Accounts
Focus less on finances and more on having fun. Set money aside year-round for special occasions, including holidays, birthdays, vacations, and more — all while earning dividends.
Enjoy Life’s Special Moments Even More by Avoiding Financial Stress
Designed to reduce holiday stress, and boost holiday cheer
Get a head start on saving for any occasion, year-round — whether it's a much-needed vacation, or anything else
Earn competitive dividends
Funds will be available when you need them
Details
Get an early start on saving for any occasion
Save for the holidays
Save for a much-needed vacation
And more!
Earn competitive dividends, paid monthly
Make saving effortless with automatic transfers
Transfer from Checking, Savings, or Payroll
No monthly service fees
No minimum balance requirement
Free Online Banking
Free e-Statements
Free Telephone Banking
No minimum deposit to open
Health Savings Accounts
Keep medical costs covered. This free Savings Account works with your high-deductible health plan by providing a tax-advantaged* place to set funds aside — and earn dividends.
Relieve the Sting of Healthcare Costs with High Dividends and Tax Advantages*
Tax-advantaged* Health Savings Account
No monthly or annual fees
Works with high-deductible health plans to help you pay for medical expenses as they arise
Easily access funds by Debit Card, and watch your savings grow as funds roll over from year to year
Details
Be prepared for medical expenses
Health savings with tax-advantages*
Contributions are tax-deductible
Earnings are tax-deferred
Works with your high-deductible health plan
No setup fees or annual fees
No minimum balance requirements
Savings roll over from year to year
Easily access your funds by Debit Card
Free Online Banking
Free e-Statements
Free Telephone Banking
No minimum deposit to open
Eligibility
Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.
*Consult a tax advisor.
Individual Retirement Accounts
Get the most from your golden years. Choose between our Traditional and Roth IRAs to enjoy tax-advantages* and competitive dividends the way that works best with your retirement plans.
Tax Advantages* and High Dividends Help You Rest Easier — Today and Tomorrow
Tax-advantaged* savings
Choose between Traditional or Roth options, depending on your needs
Enjoy competitive dividends
No monthly or yearly service fees
Ensures a more secure future
Details
Enjoy tax advantages* while saving for retirement
Two options to choose from, depending on your goals
Earn competitive dividends at a higher rate than standard savings
No monthly or yearly service fees
No setup fees
Annual contribution limits apply (see current contribution limits)
Additional "catch-up" contribution allowed for members age 50 and better
Deduct contributions from your Paycheck, Checking, or Savings
Early withdrawal penalties may apply
No minimum deposit to open ($500 minimum deposit to open IRA Certificates)
Traditional vs. Roth
Depending on your retirement goals, you may want to open a Traditional IRA or a Roth IRA. We can help you find which IRA is right for you — simply contact us or stop by one of our locations for answers to your IRA questions.
Traditional IRA
This option offers income tax-deferred earnings, and the possibility for income tax-deductible contributions. These tax advantages* make the Traditional IRA a powerful tool in creating a balanced, long-term savings plan.
Roth IRA
The Roth IRA offers the possibility of income tax-free distributions*. Not only can a Roth IRA help with retirement needs, it can also help you save for other financial goals. Although it's not for everyone, the Roth IRA gives many members an easy and safe way to prepare for the future.
*Consult a tax advisor.