Personal Loans
Auto Loans
Let Casco FCU put you in the driver's seat. We offer competitively low rates and convenient terms on new and used vehicles. You could even get pre–approved for extra bargaining power.
Get Behind the Wheel of a New or Used Vehicle with Low Rates and Flexible Terms
Competitive rates, flexible terms, and up to 110% financing on new vehicles
100% financing on used vehicles
Fast and easy pre-approval process
Details
Purchase your next vehicle affordably
0.25% discount with a Casco FCU Checking Account and Direct Deposit
Enjoy up to 110% financing on new vehicles or 100% financing on used vehicles
Pre-approval available (for more bargaining power at the dealership)
Competitive rates
Terms customized to you (up to 72 months)
Streamlined application process
Personal, friendly service from start to finish
Personal Loans
Personal Loans
Access affordable funding for, well, just about anything. Our Personal Loans provide the means to do what matters most to you — without sacrificing your savings.
Find Affordable Financing for Just About Anything
Helps you finance almost anything
Receive fast, personalized service that you aren’t likely to find at big banks
Details
Affordable funding for almost anything!
Vehicle repairs
Family vacations
Personal projects
And more!
Competitive rates
Flexible terms customized to you
Easy application process
Personal, friendly service from start to finish
Fast decisions made here in Cumberland County
Secured Loans
Our Personal Secured Loan lets you borrow against your savings at an attractive rate while your savings continues to earn interest — it's a great way to establish good credit, or to reduce the cost of borrowing. Apply today, or speak to one of our friendly representatives about this borrowing option.
Signature Loans
Use only your signature and good credit score as a means for borrowing — apply today for a competitive-rate Signature Loan up to $15,000.*
*Determination of creditworthiness required.
Credit Builder Loan
Whether you're starting from scratch or working to overcome some costly mistakes, Casco FCU can help. Make regular, timely payments on this affordable loan to establish your credit history.
Improve or Establish Your Credit History with an Easy-to-Manage, Low-Rate Loan
Can help you reestablish your credit history while you build up savings for the future
No hidden fees or ghosts of financial-mistakes-past here — just help repairing your credit
Don't have any credit? The Credit Builder Loan can help you too! It's an easy way to establish a payment history without those pesky fees and high interest rates that can come with Credit Cards. Look forward to a brighter financial future — apply today!
Details
Make on-time, monthly payments to help build or rebuild credit history
Competitive rates
Easy application process
Personal, friendly service from start to finish
Local decisions made here in Cumberland County
Learn More
For more information about how Casco FCU can help you improve your credit, please contact us directly at (207) 839-5588.
Safety Net Loans
Stop unexpected expenses from blowing your budget. This short–term loan will help you cover immediate needs — without wasting time on complicated applications or drawn–out decisions.
Keep Costs from Catching You by Surprise with Fast Access to Affordable Financing
Used to help members access the cash they need to cover life's little surprises
Pay for that car repair or plumbing bill without dipping into your savings
Borrow amounts less than $1,000 for up to six months at a competitive rate
Apply online or come by any of our branches to talk to our local lenders today
Details
Short-term loan for an immediate cash need
Covers costs for expenses less than $1,000
Repayment terms up to six months*
Competitive rates
Easy application process
Personal, friendly service from start to finish
Local decisions made here in Cumberland County
*Offer is subject to change at any time without notice. Member eligibility and creditworthiness required.
Holiday Loans
Make sure the holidays are a time of joy — not stress. Let Casco FCU give you funds to get gifts, decorate your home, feed your family, and more.
Have Even Happier Holidays with Financing for Presents, Decorations, and More
Borrow up to $2,500* to cover holiday costs
Apply online or come by any of our convenient locations
Details
Get cash to cover holiday purchases
Borrow up to $2,500 for 12 months*
Competitive rates
Easy application process
Personal, friendly service from start to finish
Local decisions made here in Cumberland County
*Offer is subject to change at any time without notice. Member eligibility and creditworthiness required.
Private & Federal Student Loans
Secure the funds you need to broaden your horizons. Casco FCU partners with Sallie Mae® to offer you a convenient, affordable way to pay for tuition, housing, books, and more.
Wherever you are in your higher education, get the money you need for school.
Student loans from Casco Federal Credit Union in partnership with Sallie Mae® could help!
For borrowers attending or borrowing for a student attending a degree-granting institution, Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
Competitive interest rates
Multiple repayment options
No origination fees; no prepayment penalty*
Private Student Loans
Student Loans for CASCO FCU by Sallie Mae®
Smart Option Student Loan® for Undergraduate Students
Parent Loan
Plus, the Graduate Loan Suite is designed to meet the needs of students in specific fields of study.
Borrow Responsibly - We encourage students and families to start with Savings, Grants, Scholarships, and Federal Student Loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a Private Student Loan.
These loans are made by Sallie Mae Bank or a lender partner. Casco Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.
Federal Student Loans
Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education.
Borrow directly from the federal government and have a single contact — your loan servicer — for everything related to repayment.
Have online access to your Direct Loan Account information via your servicer's website.
Can choose from several repayment plans that are designed to meet the needs of almost any borrower, and you can switch repayment plans if your needs change
Learn More
For more information, visit the U.S. Department of Education’s Federal Student Aid website.
Equipment Loans
Need new equipment for your next project? Casco FCU can help. We finance lawn mowers, tractors, landscaping tools, and more.
Get The Tools You Need to Get The Job Done With Low Rate Financing Options
Borrow up to $50,000 to purchase equipment including lawn mowers, tractors, log splitters, generators, landscaping equipment, and more
Fast and easy approval process
Description
Borrow up to $50,000 to purchase equipment including: lawn mowers, tractors, tractor attachments, log splitters, generators, landscaping equipment, snow blowers, snow plows, bush hogs, and more!
Terms up to 120 months
10% cash down required
$250 processing fee